As shown on the maps below, the occultation happens over most of North America except the southwest and west. For most of the continent, both the disappearance and reappearance occur after sunrise in broad daylight; observers in these areas will certainly need a telescope.
In fact, you'll probably need a telescope to see Spica disappear on the Moon's bright limb even if this happens in darkness; the glare of the sunlit lunar surface will overwhelm the star some seconds before disappearance if you look with only binoculars or the unaided eye.
Unfortunately, this means you will need a telescope for every person watching — unless you rig a camcorder to point into the eyepiece so people can watch the screen. (Be sure to get the whole setup built, tested, and working a day or two beforehand; then put it aside ready to go.)
Spica's reappearance from behind the Moon's dark limb should be more dramatic — but by then more observers will be in daylight, and you'll have to be watching at just the right moment.
Times and Places
You can find the times of Spica's disappearance and reappearance at your site using the maps here. (Click on them to get the full-size versions.) At your location, interpolate between the yellow time lines to get the Universal Time of the event. The maps also indicate whether your location will be in darkness, morning twilight, or broad daylight at the time. Even if the event happens after sunup, you should have no trouble finding the Moon in the southern part of your sky with the naked eye (given clear, crisp air) and picking up Spica next to the Moon with a telescope.
We also list time predictions and other details for many cities in a PDF-format table.
To see where on the Moon's limb Spica will disappear — and more important, where it will reappear — interpolate between city tracks on the Moon diagram at the top of this page.
Whatever else you'll be doing on December 25th, you can make it a special astronomical day to remember.